Ziina is a digital wallet in the UAE that allows anyone to accept card payments (including international payments) from friends, family and customers. Sign up in 1 minute. All you need is a UAE phone number and an Emirates ID.
Pay and get paid. Easily invoice clients. Receive international payments in AED from anyone, regardless of their local currency. Experience instant money transfers in the UAE. Ziina is a payment app that’s for everyone—use it for personal finance, freelance projects, or your business. Use your phone to make mobile transfers to anyone, anywhere-even if they're not on the app. Ziina is your go to for instant, social, and secure money transfers in the UAE.
SEND AND RECEIVE MONEY INSTANTLY Quickly pay and get paid by friends, family, or customers - wherever they are. You can add any Visa or Mastercard to your Ziina wallet (including international cards) or use Apple Pay or Google Pay. We also don't have a limit on how many cards you can add, so you can pay the way you want. Use our payment links and QR codes to receive cash from people who aren't on Ziina. Your secure payment link (ZiiLink) allows you to accept international transfers and instant payments from anyone, anywhere. QR CODES FOR IN-PERSON PAYMENTS
Don't let anything hold you back from participating in your local town or city's next event. With Ziina, you have a ready-made POS (point-of-sale) in your pocket. Get paid in markets, pop-ups, and mobile stalls with our QR code payments. By setting a pre-fixed amount on your QR code and displaying it, customers can scan and pay you in seconds.
FAST CASH-OUTS When you receive money through Ziina, you can keep it in your wallet, or cash out instantly to your bank. (Ziina supports all UAE banks, including RAKBANK, ADCB, Emirates NBD, Citibank UAE, and more.) We offer fast cash-outs via instant bank transfer to make sure your funds are easily accessible. Once you initiate a cash-out, your funds will be transferred to your bank within a few hours, and at most 1-2 business days for amounts under 10,000 AED. For anything above that amount, cash-outs take 4-5 business days.
ADD GIFS, IMAGES OR MORE
Ziina makes finance delightful by giving you the option to add a personal touch to all your interactions on the app. Businesses can bring their own branding when they generate invoices. Both business and personal users can add a GIF, note, or photo to the money they send. Now, when you want to pay someone, you can still keep it fun. We bring a whole new definition to the terms 'quick pay' and 'fast pay.'
EASILY SPLIT BILLS Need to send money to multiple people at once? Now you can. Our flexible payment options enable you to add as many participants as possible to a payment request. Perfect for splitting the bill. Planning a trip just got way easier with our bill-splitting feature. You can use it to budget travel plans with friends, to exchange money with friends,
FOR ZIINA BUSINESS USERS ONLY Say goodbye to app switching. Our payments keyboard lets you get paid in any messaging app. You can now create custom invoices , create bills within chats - just add our ZiiBoard to your list of international keyboards in settings and switch keyboards when you're chatting with customers to type out an amount. Once you hit send, that amount becomes a clickable invoice that customers can tap to pay you in seconds. Use it on Whatsapp, Instagram, Messenger, and all messaging apps.
WE KEEP YOUR FUNDS SECURE AND PROTECTED Ziina Payment LLC is licensed by the UAE Department of Economic Development. Privacy and security is baked into Ziina’s DNA. Your account is secured by biometric authentication. Ziina utilizes PCI-DSS certified technology to ensure all payment card information is safely stored.

Open an account and get verified in minutes. Get ready to quickly pay friends back for a cab ride, easily split the bill at a restaurant, or instantly accept payments for your side hustle—all in one app.